Farm Combined

Our Farm Combined policies are tailor made to meet your requirements. They provide a wide range of optinal sections and allows you to choose the best cover for your needs. Policies are underwritten by some of the UK's leading Insurers which we believe provide excellent service and value for money.

For a free, no obligation quote please complete the enquiry form or alternatively email your request and details to our office and a member of our team will respond directly.

The most widely requested cover are listed below, other covers may be available on request:

Farm Buildings
Cover can be on reinstatement or modern materials basis. In addition to standard perils cover can usually be extended to include storm, tempest and flood for an additional premium.  Whether your main residence, tied cottages or holiday lets, all can be covered on one policy.

Private House Contents
A comprehensive contents policy providing excellent cover for your household contents. Additional cover for holiday homes and caravans etc is available on request.

All Risks Cover
This section allows you to provide cover for items away from home. This section can cover guns, pedal cycles and sports equipment. In addition you can add high value single items such as jewellery & camera etc.

Farm Contents Insurance
Comprehensive cover for all your farm contents including produce, deadstock, machinery and tools.

Livestock
Choose from a range of covers including transit, straying, and disease risks.

Theft
The farm contents section can be extended to cover theft of produce and machinery and theft of livestock including mysterious disappearance.

Employer's Liability
Employers liability is a statutory requirement; this section extends cover to all classes of employee and can be extended to include liability under the Agricultural Wages Board Act.

Public Liability
Up to Ten Million pounds indemnity and can be extended to cover most types of diversification.

Business Interruption
The basis of cover can be loss of income and increased cost of working or increased cost of working only. Benefit periods of up to 36 months are available.

Goods in Transit & Machinery
Cover for any produce in transit. This section excludes livestock, which should be covered as a seperate item.

Money
This section automatically includes Personal Accident Assault cover, damage to clothing & personal effects.

Personal Accident Cover
Can provide up to £500 benefit a week if left unable to work plus various other benefits such as loss of limb etc.

Motor Insurance
Cover all your farm, commercial and private vehicles on the same policy. meaning less paperwork and one single renewal date.

For more details please contact our office or alternatively complete our Enquiry Form and we will get back to you as soon as possible.